FICO is the leader in decisioning software powered by AI, empowering businesses to make smarter, data-driven decisions. Renowned for its FICO® Score, the standard measure of consumer credit risk, FICO provides innovative solutions in originations and onboarding, fraud detection, customer management, and business optimization across industries like finance, telco, insurance, auto, and retail. The FICO brand stands for trust, precision, and innovation, backed by over 200 US and international patents to help consumers and organizations drive sustainable growth and profitability.